Advance Your Career with a Professional Loan
Tailored financial solutions to support Doctors, CAs, and Architects in achieving their professional goals.
Professional Loan
Take your professional practice to the next level with the Professional Loan, designed exclusively for Doctors, Chartered Accountants, Company Secretaries, and other professionals. Whether you want to renovate your office, upgrade equipment, invest in skill enhancement, or expand your practice, Taurus Financial Services helps you access the right loan solutions from banks and NBFCs to support your professional journey.
Higher Loan Amount
Flexible Repayment Tenure
Competitive Interest Rate
Minimal Documentation
Quick Approval
No Hidden Charges
Features & Benefits of Professional Loan
Key Benefits
- High Loan Amount: Unsecured loans up to ₹50 Lakhs (and up to ₹75 Lakhs in select cases and locations).
- No Collateral Required: Get loans without pledging your assets.
- Flexible Repayment Tenure: Choose between 12 to 60 months, based on your convenience.
- Quick Approval & Disbursal: Fast-track processing with trusted lenders.
- Minimal Documentation: Simple KYC and qualification proof for easy application.
- Attractive Interest Rates: Competitive interest rates based on your profile.
Loan Features
- Business Expansion: Upgrade equipment, renovate office space, or expand your practice.
- Working Capital Support: Manage expenses like rent, payroll, and operations.
- Enhance Credit Score: Build a stronger credit history with timely repayments.
- No Usage Restrictions: Use funds for multiple professional or business needs.
Types of Professional Loan
Professional Loan for Doctors
As a medical professional, you deserve the right financial support to grow your practice, upgrade facilities, and deliver better patient care. Taurus connects you with banks/NBFCs offering Professional Loans for Doctors so you can focus on your patients while your financial needs are taken care of.
Key Features
- High Loan Amount – Avail unsecured loans up to ₹75 Lakhs to fund clinic expansion, purchase equipment, or meet working capital needs.
- Minimal Documentation – Complete your loan application with just basic KYC and professional qualification proof.
- Quick Processing & Fast Disbursal – Get approvals and funds in your account within a short turnaround time.
- Flexible Repayment Options—Choose a repayment tenure between 12 to 60 months, tailored to your financial convenience.
- No Collateral Required – Keep your assets safe while securing funds for your practice.
- Transparent Charges – No hidden costs, ensuring complete financial clarity.
Why Choose Taurus Professional Loan for Doctors?
- Renovate or expand your clinic/hospital
- Invest in modern medical equipment and technology
- Manage operational costs like salaries, rent, and inventory
- Enhance your professional skills and certifications
Professional Loan for Architects
Bring your creative vision to life with Professional Loans for Architects. Whether you want to design a new studio, invest in advanced design software, hire skilled staff, or manage project expenses, Taurus helps you access financing options that match your goals.
Key Features
- High Loan Amount – Avail unsecured funding up to ₹75 Lakhs for business expansion or professional needs.
- Collateral-Free Loan – Secure financing without pledging your property or assets.
- Minimal Documentation—Quick and hassle-free application with basic KYC and professional proof.
- Quick Approval & Disbursal – Get funds sanctioned and credited within a few working days.
- Flexible Tenure—Repay conveniently over 12 to 60 months with EMIs that suit your cash flow.
- Transparent Process—No hidden charges, complete clarity at every step.
Why Choose Taurus Professional Loan for CAs?
- Set up or expand your office space
- Hire skilled staff and manage salaries with ease
- Upgrade systems and accounting tools
- Meet short-term professional and personal expenses
Professional Loan for Chartered Accountants
Expand your practice, invest in infrastructure, or manage expenses with ease. Taurus Professional Loan for CAs is structured to support accountants in scaling operations while keeping processing simple and stress-free.
Key Features
- High Loan Amount – Avail unsecured loans up to ₹75 Lakhs to cover office expansion, staffing, or operational expenses.
- Minimal Documentation—Apply easily with basic KYC and professional qualification proof.
- Fast Approval & Quick Disbursal – Get your loan processed and funds disbursed in just a few working days.
- Flexible Repayment Options—Choose a tenure between 12 and 60 months, aligned to your cash flow.
- Collateral-Free Loan—Enjoy financing without pledging any assets.
- Transparent Charges – No hidden fees—simple, clear, and fair.
Why Choose Taurus Professional Loan for Architects?
- Set up or renovate your design studio
- Purchase modern architectural tools and software
- Manage cash flow for large-scale projects
- Hire and train a professional design team
- Expand operations and take on more prestigious projects
Professional Loan Eligibility and Documents
Read on to know the criteria required to apply for our Professional Loan.
Eligibility Criteria for a Professional Loan
Achieve your professional goals with a collateral-free loan by meeting our simple eligibility criteria. With minimal documentation and quick approval, you can focus on your career while we handle your financing needs.
Age: Between 25 and 65 years
Qualification:
- Doctors: MBBS/BDS/MD/MS or higher degree with valid registration
- Chartered Accountants: Valid certificate of practice
- Architects: Degree/Diploma in Architecture with registration from Council of Architecture (COA)
Work Experience: 4 years for Doctors & CAs, 5 years for Architects
Income: Minimum annual income of ₹3 Lakhs
Note: The above eligibility is indicative. Additional documents and checks may be required during loan processing.
Documents Required for a Professional Loan
Ensure quick and hassle-free loan processing by keeping the following documents ready:
KYC Documents
- PAN Card / Aadhaar Card / Driving License / Voter ID / Passport
- Residence Proof: Electricity Bill / Rent Agreement / Passport
Professional Documents
- Doctors: Valid Registration Certificate / Prescription Letter
- Chartered Accountants / Company Secretaries: Certificate of Practice / Member Card
- Architects: Degree/Diploma Certificate & Registration with Council of Architecture (COA)
Business/Practice Proof
- For Firms / Companies: Business Address Proof & relevant registrations
- Proprietor/Partner/Director: PAN, Aadhaar, or Passport with Residence Proof
Financial Documents
- Last 6 months’ Bank Account Statement
- Last 2 years’ ITR with income computation
- Audited / CA-certified Balance Sheet & Profit & Loss account (if applicable)
- Income Proof (such as Salary Slips / Form 16, wherever required)
Qualification Proof:
- Degree Certificates & Professional Registration/Practice Certificates
Note: The list as mentioned earlier, is indicative. The lender may request additional documents during loan processing.
How to Use a Professional Loan EMI Calculator
Using an EMI (Equated Monthly Installment) calculator can help you estimate your monthly loan repayment amount.
Follow these steps to use a Professionals Loan EMI calculator effectively:
- Enter loan amount, interest rate, tenure.
- Click Calculate.
- View EMI, total interest, repayment.
- Adjust tenure if needed.
- Consider extra costs.
- Check budget compatibility.
- Confirm with the lender before finalizing.
Fees and Charges for Professional Loan
| Particulars | Charges |
|---|---|
| Interest Rate | Starting from 11% p.a. (based on profile) |
| Processing Fees | Up to 2% of loan amount (NIL for loans ≤ ₹5 Lakhs under MSME scheme with URC) |
| Loan Tenure | 12 - 60 months |
| Prepayment/Foreclosure Charges | 4% (≤24 EMIs), 3% (25–36 EMIs), 2% (>36 EMIs). NIL for fixed-rate MSME loans ≤ ₹50 Lakhs (URC submission required) |
| Cheque / EMI Bounce | ₹500 per bounce |
| Stamp Duty | At actuals (as per state) |
Professional Loan Reviews
Taurus helped me connect with a bank to renovate my clinic. The application guidance was smooth, the approval process was fast, and the repayment terms fit my cash flow perfectly.
Dr. Priya Malhotra
I used Taurus to arrange a professional loan for investing in new design software and office equipment for my studio. Their guidance in choosing the right bank and flexible tenure options made it very convenient for my business.
Architect Sneha Rao
As a CA, I needed funds to move into a larger office space. Taurus compared multiple banks and helped me secure a professional loan quickly, with an EMI structure that was easy to manage.
CA Manish Sharma
For upgrading dental machinery and adding a sterilization unit, I approached Taurus. They guided me through the process with the right bank, and everything—from application to disbursal—was handled transparently and efficiently.
Dr. Ritu Singh
Professional Loan FAQs
A Professional Loan is a customized business loan for self-employed professionals such as doctors, CAs, CS, and architects to grow their practice, upgrade facilities, or manage working capital.
Doctors, Chartered Accountants, Company Secretaries, Architects, and other recognized professionals with valid practice certificates.
Anywhere between ₹1,00,000 to ₹50 Lakhs (up to ₹75 Lakhs in select cases), subject to lender policies and your profile.
No, these are usually collateral-free loans.
Repayment options range from 12 months to 60 months.
With minimal documentation, many lenders approve loans within 24–48 hours.
Rates start at around 11% p.a. and vary based on credit profile and lender.
Interest rates vary based on your profile, income, and lender. They are generally competitive and designed to suit professionals with stable incomes.
Basic KYC documents, income proof, bank statements, and professional qualification certificates are required. Additional documents may be requested during processing.
Yes, most lenders allow foreclosure or part-prepayment of the loan. Some may charge nominal fees for early closure, while others offer zero prepayment charges.
It helps you:
- Buy advanced equipment
- Renovate or expand your office
- Hire skilled staff
- Manage working capital
- Invest in skill development