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Empowering Educational Institutions to Secure the Right Funds to Grow

Affordable solutions that build strong infrastructure for progress.
OVERVIEW FEATURES TYPES ELIGIBILITY DOCUMENTS EMI CALCULATOR FEES AND CHARGES REVIEWS FAQ'S

Educational Institution Loan Overview

Taurus Financial Services provides customized Educational Institution Loans to schools, colleges, training centers, and coaching institutes. Whether it’s infrastructure development, technology upgrade, or working capital needs, our financing solutions ensure institutions grow without financial hurdles.

High Loan Amount

Flexible Usage

Collateral-Free Option

Structured Repayment

Quick Disbursal

No hidden charges

Features and Benefits of Educational Institution Loan

  • High Loan Amount: Funding up to ₹5 Crores (based on institution profile).
  • Flexible Usage: Use for infrastructure, expansion, digital classrooms, or working capital.
  • Flexible Repayment Tenur: Repay conveniently over 5 to 10 years.
  • Collateral-Free Option: Available up to a certain amount.
  • Quick Disbursal: Fast processing for urgent requirements.
  • Structured Repayment Plans: EMI options tailored to cash flow of the institution.
  • Transparent Process: No hidden charges.

Educational Institution Loan Eligibility and Documents

Read on to know the criteria required to apply for our Educational Institution Loan.
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Eligibility Criteria For Educational Institution Loan

  • Institutions Covered: Schools, colleges, training centers, coaching classes, vocational institutes, NGOs running educational activities.
  • Business Vintage: Minimum 3 years of operations preferred.
  • Financial Stability: Satisfactory financial history & repayment capacity.
  • Registration: Institution must be registered with appropriate education authority.

Documents Required to Apply for Educational Institution Loan

KYC Documents

  • PAN, Aadhaar, Passport, Voter ID of promoters/trustees.
  • Address proof of institution & promoters.

Business/Institution Proof

  • Registration certificate, Trust deed, or Society registration.
  • Proof of institution existence & operations (3 years preferred).

Financial Documents

  • Last 2-3 years audited financial statements.
  • Bank account statements of institution.
  • Income proof of promoters (if required).

Property/Collateral Documents (if applicable)

  • Title deed, property papers, valuation reports.

Educational Institution Loan EMI Calculator

Using an Educational Institution Loan EMI calculator can help you estimate your monthly loan repayment amount.

Follow these steps to use a Educational Institution Loan EMI calculator effectively:

  • Enter Loan amount, interest rate, and tenure.
  • Click Calculate.
  • View EMI, total interest, and and repayment.
  • Adjust tenure if needed.
  • Consider extra costs.
  • Check budget compatibility.
  • Confirm with the lender before finalizing.

Fees and Charges for Educational Institution Loan

Particulars Charges
Interest Rate Starting from 11% p.a. onwards
Processing Fees Up to 2% of the loan amount
Loan Tenure 5 to 10 years
Collateral-Free Loan Available up to a certain limit
Prepayment Charges 3% – 5% on principal outstanding (if applicable)
EMI / Cheque Bounce Charges Around Rs 590 per bounce

Educational Institution Loan Review

We needed funding to expand our campus facilities. Taurus connected us with a bank that understood our requirements and offered favorable terms. The process was smooth, and the support from Taurus was invaluable

Dr. Rajesh Mehta, Principal

Our school required a loan to upgrade our computer labs. Taurus facilitated the loan process, ensuring quick approval and disbursal. Their team was professional and responsive throughout.

Mrs. Suman Reddy, Administrator

As a private institution, securing a loan can be challenging. Taurus made it easier by guiding us through the paperwork and connecting us with a reliable lender. Their transparency and support were commendable.

Mr. Vikram Singh, Director

We approached Taurus for a loan to build a sports complex. They understood our vision and helped us secure a loan that matched our financial capabilities. The entire process was handled efficiently.

Dr. Anita Desai, Dean

FAQs on Educational Institution Loan

Schools, colleges, training centers, coaching institutes, vocational institutes, and NGOs involved in education can apply.
Funds can be used for infrastructure development, renovation, purchase of equipment, technology upgrades, digital classrooms, or working capital needs.
No, collateral-free loans are available up to a certain limit. For larger amounts, security may be required.
The repayment period ranges from 5 to 10 years, depending on loan type and eligibility.

Institutions can avail up to ₹5 Crores, based on profile, revenue, and repayment capacity.In education loans, repayment options typically include Equated Monthly Installments (EMIs) after a moratorium period, step-up or step-down EMIs based on expected income changes, interest-only payments during the moratorium period, and bullet repayment where the entire principal and interest are paid at the end. Borrowers can choose the option that best fits their financial situation and repayment capacity.

Basic KYC of promoters, registration proof of the institution, financial statements, and bank statements. Collateral documents are needed if applying for a secured loan.
Most loans are processed and disbursed within a few working days, subject to documentation
Generally, a minimum of 3 years of operations is required, but new institutions may be considered on a case-to-case basis.

EMI Calculator

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